Batch payouts or disbursement solution

We were recently informed that the Disbursement API is no longer supported, so we’re currently reviewing alternative solutions that could potentially support our use case.

One option we’re exploring is Cash-In via Login, and we’re assessing whether it could be used as a workaround for batch disbursement.

Our main concern is around the authorization model.

Since Cash-In via Login relies on user session-based authorization, we’d like to clarify:

  • Is there any supported way to handle scheduled or batch disbursements without requiring an active user session each time?

  • Is it possible to bypass or programmatically manage the authorization step for system-initiated payouts?

  • Or is this solution strictly intended for user-initiated, real-time transactions only?

Our use case involves automated or scheduled payouts, so we’re trying to understand whether this solution aligns architecturally, or if we should instead be looking at a different product altogether.

We want to ensure we’re following the intended design and security model, rather than implementing a workaround that may not be supported long-term.

Appreciate any guidance or recommended direction. Thanks in advance

Cash-in via Maya Login is not suitable for batch or scheduled disbursements. This solution requires an active user session and explicit user authorization via login and OTP for each transaction, making it strictly designed for user-initiated, real-time cash-ins. There is no supported way to bypass or programmatically manage the authorization step for system-initiated payouts. The OAuth 2.0 Authorization Code Flow used in this integration cannot be automated for batch processing. You should not use this as a workaround for disbursements. Since the Disbursement API is deprecated and no alternative batch payout solution is documented, you should contact your Maya Relationship Manager to inquire about officially supported disbursement or payout solutions that align with your use case.

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