Benefits of having separate merchant ID in addressing insufficient wallet balance

General
1

What are the benefits of having separate merchant ID in addressing insufficient wallet balance?

2

The provided documentation does not describe any benefits of having separate merchant IDs in addressing insufficient wallet balance. Insufficient wallet balance is a simulated decline condition in the Sandbox environment (e.g., test account +639900100916), and it is not related to merchant ID configuration. Merchant IDs are not discussed in the context of resolving wallet balance issues. Therefore, there is no documented benefit for this scenario.

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3

I don’t think you need a separate MID to handle insufficient balance. Your developers should be able to handle them via the error codes.