How long do refunds usually take for banks and e-wallets?

How long do refunds usually take for banks and e-wallets?

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Hello @logarithm,

Thank you for your question and for using our AI-powered support. It looks like the AI initially interpreted your inquiry as a consumer-related concern, but it appears you’re asking about refund processing times and how long it typically takes for refunds to be credited by banks or e-wallet providers.

Refund timelines vary based on the issuing bank or wallet provider, as each institution follows its own posting and settlement rules. Below is a reference guide for common payment methods:

Refund Processing Times by Payment Method

Payment Method Processing Time / Notes
Credit Cards 7–14 working days. The refund may appear on the customer’s next billing cycle (or the following month).
Debit Cards 30–45 days. If delayed, customers may follow up with their issuing bank.
Maya Wallet Instant crediting.
ShopeePay, WeChat 3–5 business days after the e-wallet provider completes processing.
GCash Manual refund via business.support@maya.ph. Typically 3–5 business days after the provider’s validation.
Maya Credit Manual refund via business.support@maya.ph. Refund is credited to the customer’s Maya Wallet within 10 business days (including fees/DST), restoring their credit limit.
QR PH Manual refund via business.support@maya.ph. Processing takes 3–5 business days; actual crediting depends on the issuing bank/e-wallet.

You may also refer to: Voids and Refunds

Please let me know if this answers your question. If you were referring to a different scenario, feel free to provide more details.