Hello All,
Freelance developer here and I’m currently building a micro-saas payments. I’m wondering what is the go-to payment method na PH-based saas. I’m actually looking for a Stripe-alternative in PH (since stripe does not support PH)
For context, I’m trying to make a subscription-based application where users will be charged monthly based on their plan. Mas better if compatible with gcash. What Maya solutions should I look for, and what are other alternatives aside from Maya?
For a subscription-based SaaS in the Philippines, Maya’s best Stripe-equivalent solutions are:
Maya Vault — Tokenize customer card details to enable recurring card payments. You must build your own scheduler to trigger monthly charges using the “Pay using Vaulted Cards” API. This supports Visa, MasterCard, and other card brands. 3D Secure is only required on the first payment.
Pay with Maya (Recurring) — Let users link their Maya wallet and set up recurring payments. This avoids card processing entirely and is ideal for users preferring wallet-based payments. Requires implementing the “Pay using a Linked Maya Wallet” API.
Note: While GCash is supported for one-time payments via Maya Checkout, it does not currently support recurring transactions. For true subscription models, use Maya Vault (cards) or Pay with Maya (wallets). Other alternatives in the Philippines are limited; Maya is the leading platform for scalable, compliant recurring payments.
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@Dina! For subscriptions with PH cards, Xendit or PayMongo are my alternatives. They are usually the closest “Stripe-ish” options, both have okay docs and webhooks for recurring billing.
Thank you for the recos @kuro.mias22!
Have you heard of or tried HitPay? Some people say it’s dev friendly, though I haven’t had the chance to explore it myself yet.
BTW, love your profile pic. How do you upload profile pic here? 
@Dina, haven’t tried HitPay yet, but lemme know if it is better once you’ve had the chance to explore it. 
And about the profile pic, isn’t it cute? 
You can change yours by clicking your profile icon at the top right corner, then going to Preferences.
(part 2/2, since I can’t have multiple images in one post)
You will be redirected to your account ‘settings’. Click the Preferences tab, then click the pencil icon beside your profile pic to upload a photo.
Looking forward to your profile pic 
Hi @Dina, if you’re looking into subscription-type payments, you can use the APIs of Maya Vault for cards, and then Pay with Maya for Maya wallets.
Although you may need to build the recurring logic, then call the endpoints to save the cards/ewallet, and push future transactions.
Thank you, @frances.kagahastian. It was actually already mentioned na in the AI-generated response. I’m currently surveying other developers to see which solution works better overall. Preferably one with solid documentation and a developer-friendly integration experience.
From what I understood so far, Maya Vault doesn’t seem to be a full subscription platform or a recurring billing engine. I could be wrong, but it looks more like a tokenization service combined with a secure card vault for storing payment credentials.
Maya Vault used to have subscription APIs, endpoints for creating and managing subscriptions, etc., but some partners preferred the flexibility of creating their own subscription logic based on their business use-cases.
So yes? The available Maya Vault is more on the tokenization and secure card vaulting, then you’ll need to use Create Customer Payment endpoint, to trigger the future transactions.
